Visa-free entry
To the EU and Schengen Area countries
Live in Spain on passive income, from about 2,400 euros per month
Permanent residence in 5 years, EU citizenship in 10
No investment required, and family members are included


Live in Spain on passive income, from about 2,400 euros per month
Permanent residence in 5 years, EU citizenship in 10
No investment required, and family members are included
When you want a European residence without a major investment
When you are moving to Spain for retirement
When you are a retiree or live on stable passive income
When you want a calm EU base without working in Spain
01
Detailed step-by-step process
02
Requirements for all eligible applicants
03
Required documents for each step of the program
04
Answers to frequently asked questions


Spain Non-Lucrative Visa
Passive Income: from EUR 2,400 per month for the main applicant (400% of the 2026 IPREM)
The main applicant must show stable passive income of at least EUR 2,400 per month, which is 400% of the 2026 IPREM (frozen at EUR 600 per month). Each dependent adds 100% of the IPREM, about EUR 600 per month. Illustratively, that is roughly EUR 3,000 per month for a couple, EUR 3,600 for a family of three, and EUR 4,200 for a family of four. Figures are net.
Financial Means: about EUR 28,800 per year, which savings can satisfy in place of income
Instead of monthly income, applicants can show equivalent savings held in liquid funds: about EUR 28,800 per year for the main applicant, plus about EUR 7,200 per year per dependent. That is roughly EUR 36,000 for a couple, EUR 43,200 for a family of three, and EUR 50,400 for a family of four. Consulates increasingly expect the full amount to be visible, supported by 6 to 12 months of bank statements.
More details
Private Health Insurance: full Spain-authorized cover, no co-pays, no annual cap
A full-coverage private health policy from an insurer authorized in Spain, equivalent to the public system, with no co-payments and no cap on the main contingencies. As of 2026 some consulates reject policies with annual limits below EUR 30,000 or co-payment clauses above 20%.
More details
Clean Criminal Record: from every country of residence in the past 5 years, apostilled and translated
A criminal record certificate from your country of origin and any country lived in for more than 5 years, apostilled or legalized and translated into Spanish. A medical certificate confirming no diseases of public health concern is also required.
More details
Spain rewards the people who slow down and live in it: long lunches, walkable old towns, a mild Mediterranean climate, and a culture built around family, food, and the outdoors. From the flamenco of Andalusia to the beaches of Valencia and the museums of Madrid, daily life is rich and unhurried, and the cost of living stays well below northern Europe.
For Spain Non-Lucrative Visa holders, that lifestyle comes with substance: a modern public healthcare system, excellent international schools, and safe, well-connected cities. It is why so many retirees and financially independent families choose Spain not just to visit, but to make it home for the long term, with full residence rights and visa-free travel across the Schengen Area.

Officially published timeline
1-3 months
Real timeline, based on our practical experience
2-4.5 months




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Visa-free
travel to the Schengen area countries
Key countries
The EU
鈥
Fast-track visa
the US
Canada
Australia
Visa-free
countries
Key countries
The EU
鈥
Fast-track visa
the US
Canada
Australia
Visa-free
countries
Key countries
The EU
鈥
Fast-track visa
the US
Canada
Australia
Visa-free
countries
Key countries
The EU
鈥
Fast-track visa
the US
Canada
Australia
Visa-free
travel to the Schengen area countries
Key countries
The EU
鈥
Fast-track visa
the US
Canada
Australia
Tested by time: years of learning and working across the industries and global mobility solutions. Our team has learned all the nuances and possible pitfalls and will help you avoid them.
鈥
We take care of the paperwork and handle all the interactions with counterparties while you enjoy your everyday comforts. You still keep the remote control over each step.
Convenient team structure: our team is located in both the U.S. and Europe, so we have the best coverage to assist you.聽
鈥
We take preparation seriously: planning, due diligence, and data cross-checks minimize the risk of rejection. We only work with vetted, government-licensed, and ultra-reliable partners in Spain.
Tested by time:
years of learning and working across industries and global mobility solutions. Our team has learned all the nuances and possible pitfalls and will help you avoid them
Convenient team structure:
our team is located in both the U.S. and Europe, so we have the best coverage to assist you
We take preparation seriously:
planning, due diligence, and data cross-checks minimize the risk of rejection. We only work with vetted, government-licensed, and ultra-reliable partners in Spain
We take care of the paperwork:
and handle all the interactions with counter-parties while you enjoy your everyday comforts. You still keep the remote control over each step
Enter your estimated application start date for Spain Residence Permit and receive a clear timetable for each step
1
Sign a service agreement, fill out application forms, and pay the initial service and due diligence fees.
30
We apply you for a Spanish tax ID (NIE), open a bank account on your behalf in Spain, and finalize the real estate lease or purchase (which can be done remotely).
10
We prepare the document package for the main applicant, and your application is submitted to the Embassy of Spain in your country of residence.
60
Application review by the embassy and issuance of the temporary visa for 3 months
30
Visit Spain and submit your documents to Spain Immigration Service, as well as your biometric data.
Up to 14 days
You receive residence permit cards for you and family members, if applicable
Every client is unique
Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.
We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.
Victoria
Lead Attorney at 麻豆原创

Victoria
Lead Attorney at 麻豆原创
Obtain
a new citizenship and passport
get
additional residency or a Golden Visa
and also
file, register a company, and open bank accounts offshore
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If you are looking for a comprehensive review of whether this program is the best fit for you, please get in touch with your trusted advisors at 麻豆原创
victoria cold
Lead Attorney at 麻豆原创
