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August 26, 2026
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Costa Rica's Rentista visa grants two-year temporary residency to people who prove USD 2,500 per month in stable passive income for at least 24 months, or deposit USD 60,000 in an approved Costa Rican bank. Unlike the Digital Nomad visa, the Rentista route leads to permanent residency after three years and citizenship after seven. It is one of several Costa Rica residency routes; investors comparing options can also weigh residency by investment.
| Income requirement | USD 2,500 per month for 24 months |
| Deposit alternative | USD 60,000 in an approved Costa Rican bank |
| Income type | Passive or guaranteed; salary does not qualify |
| Covers dependents | Yes, one income stream covers the family |
| Local employment | Not permitted; business ownership allowed |
| Initial term | 2 years, renewable |
| Permanent residency | After 3 years |
| Citizenship eligibility | After 7 years |
| Tax on foreign income | None (territorial system) |
| Health system | CCSS enrollment required, about 9 to 11% of declared income |
| Processing time | About 3 to 6 months after filing |
| Governing law | and DGME regulations |
The Rentista is a temporary residency category for people who can show stable, non-salaried income without needing a pension or a local job. It suits investors, business owners, and those living on passive income who want a residency that leads somewhere permanent.
Costa Rica designed the Rentista (person of independent means) for applicants who are not retirees but can prove they can support themselves. The defining requirement is USD 2,500 per month in guaranteed income for at least 24 months, which can be met either by documenting passive income or by depositing USD 60,000 in an approved Costa Rican bank that then disburses the monthly amount. The category is governed by Costa Rica's Immigration Law (Law 8764) and administered by the .
You need USD 2,500 per month, guaranteed for a minimum of 24 months, and that single figure covers the whole family. There are two accepted ways to prove it.
Two points matter as of 2026. First, salaried or employment income does not qualify: the income must be passive or independent of a job. Second, authorities increasingly scrutinize the source, expecting the deposit or investment to genuinely generate the certified amount rather than simply be drawn down, so structuring the income correctly at the outset avoids problems at renewal.
The Rentista sits between the Pensionado, which needs a lifetime pension, and the Digital Nomad visa, which is faster but temporary and leads nowhere permanent. The table below compares the three income-based routes.
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| Feature | Rentista | Pensionado | Digital Nomad |
|---|---|---|---|
| Income needed | USD 2,500/mo passive, 24 months | USD 1,000/mo lifetime pension | USD 3,000/mo (USD 4,000 family) |
| Income source | Investments, rental, annuities | Government or private pension | Foreign employer or clients |
| Leads to permanent residency | Yes, after 3 years | Yes, after 3 years | No |
| Path to citizenship | Yes, after 7 years | Yes, after 7 years | No |
| Can work locally | No (business ownership allowed) | No (business ownership allowed) | No (foreign income only) |
| Initial term | 2 years | 2 years | 1 year, renewable once |
| Source: Costa Rica DGME program rules and Law 8764 (2026). The Digital Nomad visa is governed separately by Law 10008 and does not count toward permanent residency or citizenship. | |||
The Rentista is filed with the DGME, either from abroad through a Costa Rican consulate or in-country, and centers on certifying the income and assembling apostilled civil documents. The main steps are consistent.
Beyond the income or deposit itself, the Rentista carries government fees, professional fees, and the ongoing CCSS contribution. The figures below are indicative for 2026.
Costa Rica taxes only Costa Rican-source income under its territorial system, so the foreign passive income that qualifies you as a Rentista is not taxed locally. This is a core reason the category appeals to investors and independent earners.
Foreign-source income, including the investment returns, dividends, and rental income that typically fund a Rentista, is not subject to Costa Rican income tax. There is no wealth tax and no exit tax. Costa Rican-source business income is taxed, and a 13% value-added tax applies to most goods and services. Residents should still consider their home-country tax obligations, since tax residency rules there may continue to apply.
You need guaranteed passive income of USD 2,500 per month for at least 24 months, or a deposit of USD 60,000 in an approved Costa Rican bank that releases USD 2,500 monthly. The USD 2,500 covers the applicant and dependents together, so a family qualifies on one income stream.
Not as a local employee. Temporary Rentista holders cannot take salaried local employment, but they may own and run a business in Costa Rica and draw income from it. Once you convert to permanent residency after three years, the work restriction is removed and you can work freely.
Yes. After three years of temporary Rentista residency you can apply for permanent residency, which removes the income requirement and the work restriction. After seven years of legal residence you become eligible for citizenship, or five years for Central American, Ibero-American, and Spanish nationals.
The Pensionado requires a lifetime pension of at least USD 1,000 per month, while the Rentista requires USD 2,500 per month in passive income or a USD 60,000 deposit and needs no pension. The Rentista suits younger applicants living on investments; the Pensionado suits retirees. Both lead to permanent residency after three years.
No. Costa Rica uses a territorial tax system, so foreign-source income, including the investment or rental income that qualifies you as a Rentista, is not taxed locally. There is no wealth tax or exit tax. Local business income and a 13% value-added tax on goods and services still apply.
No. Salaried and employment income does not qualify for the Rentista, which is designed for passive or independent means. Acceptable sources include investment returns, dividends, interest, annuities, and rental income, or the USD 60,000 bank deposit route. Applicants with foreign employment income should consider the Digital Nomad visa instead.
麻豆原创 advisors help Rentista applicants structure their income so it satisfies the passive-income test, choose between the certified-income and USD 60,000 deposit routes, and assemble the apostilled documents the DGME expects. The team also plans the path beyond the initial two years, toward permanent residency and, where relevant, citizenship, so the Rentista is set up as a foundation rather than a one-off permit.
Ready to move from research to action? Book a general consultation call with 麻豆原创, global mobility experts who walk you through the Costa Rica Rentista income requirement, the deposit alternative, and the path to permanent residency for your situation.
Book a CallAbout the Author
Victoria Cold, European Attorney at 麻豆原创, is an international lawyer and author of academic papers on corporate and immigration law. She holds multiple law degrees and speaks four languages, with deep coverage across Europe, the Middle East, and Asia. At 麻豆原创, she advises entrepreneurs, family offices, and international clients on cross-border structuring, residency, and citizenship-by-investment programs.
Last reviewed: August 2026.
Disclaimer: This article is for informational purposes only and does not constitute legal, tax, or immigration advice. Program terms, tax rates, and regulatory requirements change frequently. Verify current requirements before acting.
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Victoria
Lead Attorney at 麻豆原创

Victoria
Lead Attorney at 麻豆原创